In order to secure the maximum amount of benefits under a life insurance policy, you may be required to undergo a physical examination designed to evaluate the status of your health. Preparing for your life insurance physical can be vital when it comes to qualifying for lucrative policies and expanding your coverage in the future.
Here are three simple things you can do to ensure the results of your physical exam are accurate.
1. Avoid caffeine consumption.
While you might rely on your morning cup of coffee or afternoon soda to help you get through the day, these caffeinated beverages should be avoided in the days leading up to your life insurance physical.
Caffeine can cause a temporary spike in blood pressure. If your physical examination shows that you have high blood pressure, an insurance company may view you as a health risk and avoid issuing you the life insurance policy you desire. By avoiding caffeine consumption prior to your life insurance physical, you ensure your blood pressure readings will be accurate.
2. Avoid stress immediately before your appointment.
It's important that you plan ahead for your life insurance physical appointment so that you can avoid being subjected to any stress immediately before your evaluation. You will want to give yourself enough time to arrive at your appointment in advance, and you will want to ensure that you have time to sit and relax in the waiting room prior to being seen by the doctor.
Stress from being late, getting stuck in traffic, and even running up the stairs can cause your heart rate to increase. Giving your heart rate time to come back down to normal before your appointment ensures that the results of your physical examination will be as accurate as possible.
3. Schedule your physical examination with your regular doctor.
When you are undergoing a physical examination in preparation for the receipt of a life insurance policy, it can be beneficial to see your regular doctor for the physical. Your regular doctor will have access to your medical records and a recording of your medical history, allowing him or her to determine when your physical results are cause for concern. Whenever possible, use your regular doctor to complete a life insurance physical in order to receive the most accurate results.
Preparing for a life insurance physical can seem daunting, but by avoiding caffeine, eliminating stress, and seeing your regular doctor, you can ensure that you are properly prepared for a life insurance physical in the future. For more information, contact a business such as Summit View Clinic.Share